REFEREED PUBLICATIONS

"The Value of Housing Characteristics: A Meta Analysis, "(with G. Stacy Sirmans, L. McDonald, D. MacPherson), Journal of Real Estate Finance and Economics, Vol. 33, no. 3, (November 2006): 215-40.

"Should Your Medicare Clients Enroll in Medicare's New Drug Program? " (with Phillip Fuller and Betty Green), Journal of Financial Planning, January 2006.

"Analysis of Undergraduate Financial Planning Curricula at AACSB Universities," (with K. Hollman and R. Colvard), Journal of Accounting and Finance Research, Vol. 13, no. 2, Spring 2005.

"The Composition of Hedonic Pricing Models" (with G. Stacy Sirmans and David MacPherson), Journal of Real Estate Literature, Vol. 13, no. 1 (2005): 3-43.

The Value of Housing Characteristics: A Meta Analysis. (with G. Stacy Sirmans, L. McDonald, D. MacPherson), National Center for Real Estate Research, National Association of Realtors Report, May 2005.

"An Exploration of Inner-city Property Markets," Journal of Real Estate Literature, Vol. 12, no. 3 (2004): 323-360.

"A New Paradigm to Control Health Care Costs: Consumer Driven Health Care Plans," (with Kenneth Hollman and Robert Hayes), Journal of Business Administration Online, Vol. 3, no. 2, (Fall 2004)

"The Drive Behind Consumer Driven Health Care," (with Kenneth Hollman and Robert Hayes), Tennessee CPA Journal, Vol. 49, no. 3 (April 2004): 4-7.

"An Examination for the Demand for Life Insurance," Risk Management and Insurance Review, Vol. 6, no. 2 (2003): 159-191.

"The Environment and Performance of Real Estate Investment Trusts" (with G. Stacy Sirmans and H. Swint Friday), Journal of Real Estate Portfolio Management, Vol. 9, no. 2 (2003): 127-165.

The Environment and Performance of Industrial Real Estate (with John D. Benjamin and G. Stacy Sirmans), Journal of Real Estate Literature, Vol. 11, no. 3 (2003): 279-323.

"Multifamily Housing: A Review of Theory and Evidence," Journal of Real Estate Research, Vol. 24, no. 1-2 (2003): 185-244.

"Insurer Portfolio Allocations: An Exploration of Investment Decision-making Techniques" (with G. Stacy Sirmans and Elaine Worzala), Journal of Applied Real Property Analysis, (2000)..

"Returns and Risk on Real Estate and Other Investments: Recent Evidence" (with John Benjamin and G. Stacy Sirmans), Journal of Real Estate Portfolio Management, Vol. 7, no. 3 (2001): 183-214.

"E-Commerce and the Insurance Industry" (with Kenneth W. Hollman and Robert D. Hayes), Journal of Business and Economic Perspectives, Vol. 27, no. 1 Vol. 27, no. 1, (Spring/summer 2001): 66-75.

"Risk and Return Perceptions of Institutional Investors." (with Elaine Worzala and G. Stacy Sirmans). Journal Real Estate Portfolio Management, Vol. 6, No. 2 (April-June 2000): 153-166.

"The Impact of Information Technology in the Insurance Industry." (with Kenneth W. Hollman and Robert D. Hayes), Journal of the Society of Insurance Research, (Winter 1999): 1-11.

"A Progress Report on Y2K." (with Kenneth W. Hollman and Robert G. Colvard), Journal of Industrial Technology, Vol. 15, no. 2 (1999): 2-6.

"The D&O Insurance Policy: Vital Protection for Corporation Managers." (with Kenneth Hollman and Robert Hayes), The International Journal of Business Disciplines, Vol. 8, no. 2 (Winter 1998): 14-26.

"What's Wrong with Real Estate." (with G. Stacy Sirmans and Elaine Worzala), Real Estate Finance, Vol. 14, no. 3, (Winter 1998): 14-15.

"Anticipating Change in Development Activity Levels: A Cointegration Analysis." (with Yiuman Tse and Gaylon Greer), Journal of Real Estate Research, Vol. 16, no. 2 (1998): 150-168.

"Ready for the Year 2000?" (with Kenneth Hollman) Tennessee CPA, Vol. 43, no. 4 (May 1998): 10-13.

"A Citational Analysis of Journal of Insurance Issues Articles." (with Kenneth Hollman), Journal of Insurance Issues, Vol. 21, no. 1 (Spring 1998): 35-45.

"Role of the Accountant as a Financial Planner." (with Phillip Fuller and Roger Calcote), Lagniappe, Vol. 23, no. 7 (January 1998): 17-18.

"Security Measures and the Apartment Market." (with G. Stacy Sirmans and John Benjamin), Journal of Real Estate Research, Vol. 14, no. 3 (1997): 347-358.

"The Use of Inflation-Indexed Securities in the Life Insurance Industry." (with William F. Ford), Journal of the Society of Insurance Research, Vol. 10, no. 3 (Winter 1997): 17-20.

"Regional Disparities in Mortgage Rates." Journal of Accounting and Finance Research, Vol. 4, no. 2 (Summer 1997): 108-112.

"Long-Term Health Care: The Financial Planning Role of CPAs." (with Phillip Fuller and Roger Calcote), Financial Counseling and Planning, Vol. 8, no. 1 (1997): 19-24.

"Insurance Losses to Banking: How Did It Happen?" (with Kenneth Hollman and Robert Hayes), International Journal of Business Disciplines, Vol. 7, no. 1 (Summer 1997): 25-35.

"Ratemaking Inequities Under a No-Fault Automobile Insurance Law," (with Robert D. Hayes, Patrick Maroney, and Kenneth Hollman), Journal of Insurance Issues, Vol 19, no. 2 (Fall 1996): 133-148.

"An Analysis of the Historical Environment of Real Estate Returns," (with Stacy Sirmans and John Benjamin), Journal of Real Estate Portfolio Management, Vol. 1, no. 1 (1995): 1-24.

"Strategic Intelligence Systems and the Independent Insurance Agent: Present Status and Future Directions," (with Troy Festervand and Joe Murrey), Journal of Insurance Issues, Vol. 18, no. 1 (March 1995): 57-73.

"An Analysis of the Use of Common Relativity Factors in Rating Automobile Coverages," (with Kevin Eastman), Journal of Insurance Regulation, Vol. 13, no. 1 (Fall 1994): 97-117.

"No-Fault Verbal Thresholds: How Is One Pierced?" (with Patrick Maroney and Bruce Hill), Journal of Insurance Regulation, Vol. 9, no. 4 (June 1991): 482-496.

OTHER PUBLICATIONS

The Agent's Handbook of Insurance Information (with Kenneth Hollman). January 2003.

An Easy-to-Understand Guide to Automobile Insurance for the Young Driver (with Kenneth Hollman and Robert Hayes). January 2003.

"Banks in Insurance: An Update." (with Kenneth Hollman and Robert Hayes), Tennessee's Business, Vol. 8, no. 2 (Winter 1998): 13-22.

"Insurance Hall of Fame Created on MTSU Campus." (with Kenneth W. Hollman), Lifelines, Vol. 21, no. 2 (October 1997): 10-11.

"Insurance Hall of Fame Created at MTSU." (with Kenneth W. Hollman), The Tennessee Agent, Vol. 35, no. 5 (October/November 1997): 13-14.

"Why the Insurance Industry Lost Out to Banking." (with Kenneth W. Hollman and Robert Hayes), Heart of Tennessee (October 1997): 4.

"Addressing Long-Term Health Care Needs in the 90s." (with Phillip Fuller and Roger Calcote), Journal of Economics and Finance Proceedings, 1997, 192-198.

"The Value of a View of the River to Apartment Tenants." (with Phillip Kolbe), Journal of Economics and Finance Proceedings, 1997, 351-360.

Insurance and Risk Management as a Career. (with Kenneth Hollman). MTSU Publication, 1997.

"Banks Moving Steadily into Insurance Business" (with Kenneth Hollman and Robert Hayes),. Memphis Business Journal, January 20-24, 1997, 25.

"Should Banks Sell Insurance?" Memphis Business Journal, April 1-5, 1996.

Guide to Insurance Services, (with Kenneth Hollman), MTSU Publication, Murfreesboro, TN. June 1996.

Personal Automobile Insurance Handbook, (with Joe Murrey), University of Mississippi Publication, Oxford, MS. 1995.

A Guide to Understanding Automobile Insurance, (with Kenneth Hollman and Clyde McClaran), MTSU Publication, Murfreesboro, Tennessee, 1995.